Beverly Hills Mortgage - california mortgage: los angeles & beverly hills jumbo mortgage loans
At , our mission is to set a high standard in the mortgage industry. We are committed to quality, personal customer service, we always put the people we serve first. We adhere to the highest degree of integrity in all of our business dealings. We are a small, family based company who treats each and every one of our clients like a person, not a number.
At , you can always count on:
Fast Approvals
We use our top of the line technology to cut down on processing time and can often give you a pre-approval within hours.
Free Pre-Qualifications and Consultations
Let us help you find the perfect program for you! We have a variety of programs that are designed to help you, no matter what your situation is! |
|
|
Your Initial Meeting With a Mortgage
Professional
The loan approval process generally begins with an initial interview
where you and the mortgage professional meet to discuss the
potential loan. You will need to bring information to verify
your income and long-term debts.
You may prefer to meet with the mortgage company
before house hunting to determine in advance how
much you can afford and the mortgage amount for which you
can qualify. This step is called pre-qualification and can save
you time and trouble by making certain you are looking in the
correct price range.
- To complete the 1003 Mortgage Application (.pdf),
you will need to gather:
- A purchase contract for the house (if you have
one)
- Your bank account numbers and the address of
your bank branch, along with checking and savings account statements
for the previous 2-3 months
Pay stubs, W2 withholding forms, tax returns for two years,
or other proof of employment and income verification
- Credit card bills for the past few billing periods,
or canceled checks for rent or utility bill payments, to show
payment history and amount of revolving debt
Information on other consumer debt such as car loans, furniture
loans, student loans and retail credit cards
- Balance sheets and tax returns, if you are self-employed
- Any gift letters, if you are using a gift from
a parent or relative or other organization to help pay the down
payment and/or closing costs. This letter simply states that
the money is in fact a gift and will not have to be repaid.
Having these items on hand when you visit the mortgage company
will help speed up the
application process. Usually an application fee and the
appraisal fee will have to be paid when you submit the mortgage
application.
After the initial meeting with the mortgage company, you should
have a general idea if you qualify for the size and type of
loan you want. After
the mortgage application, the mortgage company should let
you know if you qualify for the loan within days.
Apply today
to let MortgageYa Home Loan Center help you get the great financing
you want and deserve!
|
